Several key industries are aggressively advocating for the proactive implementation of Germany’s planned “Aktivrente” (active retirement) scheme, slated to launch on January 1, 2026. A recent survey of 15 industry associations, reported by “Bild”, reveals a concerted push to encourage continued employment beyond the standard retirement age, primarily to mitigate the pervasive labor shortages impacting sectors across the country.
Stefan Genth, CEO of the German Retail Federation (HDE), emphasized the potential of the Aktivrente to alleviate pressure on the labor market. “The Aktivrente has the potential to relieve the situation in the labor market” he stated. Citing the current shortfall of approximately 122,000 positions within the retail sector, Genth welcomed government incentives designed to make continued employment for retirees more appealing. However, he simultaneously issued a call to action, urging the government to extend the Aktivrente’s eligibility to self-employed individuals.
Roland Ermer, President of the Central Association of the German Baking Trade, echoed the sentiment, describing the Aktivrente as “a step in the right direction”. He argued that those choosing to remain in the workforce beyond the official retirement age should be recognized and rewarded, highlighting the potential to reduce skilled labor deficits. However, Ermer’s enthusiasm was tempered by criticism regarding the current exclusion of self-employed individuals, asserting that an equivalent framework is crucial for maintaining the vitality of craft businesses and small enterprises.
The Central Association of the German Construction Industry (ZDB) anticipates the first wave of Aktivrente recipients commencing operations early next year. Felix Pakleppa, CEO of the ZDB, cautiously noted that while the scheme represents progress, it’s unlikely to be a singular solution to the widespread skills shortfall. He observed that many individuals remain inclined to opt for earlier retirement, even when faced with financial penalties.
The German Care Association adopted a more circumspect perspective. Markus Mai, Chairman of the Association, conceded the merit of the concept but predicted a “marginal” impact. He expressed skepticism about the viability of widespread care provision by individuals aged 70 and beyond, particularly given the prevalence of female caregivers with disrupted employment histories and correspondingly lower pension entitlements. While acknowledging the potential for the Aktivrente to supplement the income of such individuals, he questioned the scheme’s overall effectiveness in addressing the systemic challenges within the care sector.
Peter Adrian, President of the German Chamber of Industry and Commerce (DIHK), characterized the Aktivrente as “a correct and important step” citing the desperate need for employees amidst challenging economic conditions and the mass retirement of the baby boomer generation. He underscored the necessity of creating incentives for extended working lives, while stressing the need to ensure the scheme remains as simple and accessible as possible for both businesses and employees – a critical factor in ensuring its widespread adoption and maximizing its intended impact.
