In the ongoing debate regarding the reform of statutory long-term care insurance, Albert Stegemann, the CDU group’s deputy chairman, is advocating for greater personal responsibility in preparation for care needs and for patients to contribute more financially. Stegemann stated to the “Bild” newspaper that “there cannot be an inheritance protection program funded by the public; those who possess assets must first use their own wealth, including their primary residence, before the community pays”.
The CDU politician emphasized the necessity of private savings and planning. He suggests that individuals who take responsibility for potential care scenarios-by securing private supplemental care insurance, investing in stocks, or owning their own home-are acting proactively. Stegemann called for a “fundamental reform of long-term care”. He argued that this reform is required so that rising social contributions do not hinder growth and employment, ensuring the long-term financial sustainability of the welfare state.
